Every Blue Shield plan is designed to help you discover the healthiest version of yourself. Choose from the options below to get started on your path to better health.
With our Access+ HMO® plan, you will only pay a fixed copayment for most services. You'll also be asked to select a primary care physician (PCP) to coordinate your care and refer you to specialists and hospitals within their medical group.
Full PPO Split Deductible 20-500 80/60
Our PPO plan gives you the freedom to choose doctors and hospitals from our broad PPO network and the flexibility to seek care outside the network. You can also self-refer to specialists. However, you’ll usually pay less for services from PPO in-network providers. PPO plans may include a deductible (amount paid before insurance kicks in), copayment (a set amount paid for a visit), or coinsurance (a percentage of the cost of a visit).
While our PPO plan gives you the flexibility to choose providers in and out of our PPO network, the new Virtual Blue benefits expand your healthcare choices by offering comprehensive virtual care options.
With Virtual Blue benefits, you get unlimited $0 virtual visits with virtual-only doctors from the top 50 U.S. medical schools. No referrals are needed. You can receive preventive, primary, specialty, and mental health care-all from the comfort of home-or anywhere in the U.S. Same-day appointments are often available for certain services. Discover more at Virtual Blue Benefits.
Full PPO Savings Two-Tier Embedded Deductible 1750/3500/3500 with Value Formulary
Our Full PPO Savings plan gives you the freedom to choose doctors and hospitals from our broad PPO network and the flexibility to seek care outside the network. You can also self-refer to specialists. However, you’ll usually pay less for services from PPO in-network providers. PPO plans may include a deductible (amount paid before insurance kicks in), copayment (a set amount paid for a visit), or coinsurance (a percentage of the cost of a visit).
The Full PPO Savings plan is a high deductible health plan (HDHP). This means you’ll have to meet a higher deductible before services are covered. But you’ll usually pay a lower employee contribution rate. This HDHP is paired with a Health Savings Account (HSA), which allows you to use pre-tax dollars from your paycheck to help pay for qualified medical expenses. Money added to an HSA is yours to keep, and there is no use it or lose it penalty.
In addition to the flexibility to choose providers in and out of our PPO network, the plan’s new Virtual Blue benefits expand your healthcare choices by offering comprehensive virtual care options. With the Virtual Blue benefits, you get unlimited $0 virtual visits with virtual-only doctors from the top 50 U.S. medical schools. No referrals are needed. You can receive preventive, primary, specialty, and mental health care-all from the comfort of home-or anywhere in the U.S. Same-day appointments are often available for certain services. Discover more at Virtual Blue Benefits.
Visit any participating acupuncturist in the American Specialty Health Plans of California, Inc. (ASH) provider network without a referral from your PCP.
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As a Blue Shield of California HMO member, you can take your healthcare benefits with you when you’re away from home. You are covered for emergency and urgent care services across the United States and around the world through the BlueCard
Visit any participating chiropractor in the American Specialty Health Plans of California, Inc. (ASH) provider network without a referral from your PCP.
Learn moreThe Away From Home Care program offers students, long-term travelers, workers on long-distance assignments and families living apart access to health care from Blue Shield and Blue Cross plans across the country. HMO benefits vary by state.
Learn moreProtecting your financial well-being is as important as protecting your health. This is why we offer identity protection services. These include credit monitoring, identity repair assistance and identity theft insurance. To sign up, visit www.experianidworks.com/blueshieldca. Or call (866) 274-3891, Monday to Friday from 8 a.m. to 8 p.m. Central time.
Learn moreExperienced professionals are ready to help you with personal, family, and work issues at any time. Learn more by logging in to blueshieldca.com. For more information, call LifeReferrals 24/7 toll-free, anytime, at (800) 985-2405.
Learn moreYou have access to virtual, in-person, and inpatient care to support your behavioral health. Beginning January 1, 2026, Blue Shield will directly manage the behavioral health benefit for all of our California members, including those receiving ABA services. You can use the Find a Doctor tool to look for therapists, psychologists, and other types of providers. Be sure to select the correct year for your coverage.
Learn moreView your ID card, search for doctors, track your claim information, understand your benefits and more.
Learn moreRegistered nurses are available to answer your health questions at any time, every day.
Learn moreBlue Shield of California members can access Maven, a program designed to give you and your partner digital and virtual support for your pregnancy and postpartum needs – at no extra cost. You can also get support if you have experienced a pregnancy loss.
Learn moreTake charge of your health. Find out what screenings, services, and immunizations are recommended for you and your family.
Learn moreGet support managing your health needs for a wide range of conditions from a team specially trained on the specific health benefits and programs available to you. You’ll also receive personalized service for everything from finding a doctor to understanding benefits and claims.
Learn moreAvoid a trip to the doctor’s office. You can get 24/7 access to board-certified doctors, available by video and phone.
Learn moreSpeak to a licensed doctor or mental health professional online, via a mobile app or phone. You have a $0 copay per consult.
Learn moreGet help saving money and living healthier with a wide range of discount programs* including fitness club memberships; acupuncture, chiropractic services and massage therapy; eye exams, frames and contact lenses; and LASIK surgery
Learn moreJoin the Wellvolution®: Set your own health goals, invite your family and friends to support you, and take your programs on the go, on any device.
Learn moreSkip traditional pharmacy lines, enjoy upfront pricing, and easily order medications online with Amazon Pharmacy.
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