Every Blue Shield plan is designed to help you discover the healthiest version of yourself. Choose from the options below to get started on your path to better health. If you need help choosing a plan or learning more about programs and services offered by Blue Shield, watch this video below or visit blueshieldca.com/employercoverage.
Our Trio HMO plan is typically more affordable than other plans. It features a select network of local providers who closely coordinate your care and a concierge service to help you with everything from benefit questions to scheduling doctor’s appointments. When you enroll in the Trio HMO plan for the first time, you must choose a primary care physician (PCP) for yourself and your covered dependents. Each member of your family can choose a different physician and medical group/Independent Practice Association (IPA).
To enroll in the Trio HMO plan, you must live or work within the Trio service area.
With our Access+ HMO plan, you will only pay a fixed copayment for most services. You'll also be asked to select a primary care physician (PCP) to coordinate your care and refer you to specialists and hospitals within their medical group.
Our PPO plans offer a broad physician and hospital network, and the flexibility to see any doctor in, or out, of the plan’s network. However, PPO plans may include a deductible, which is the amount you must pay before your insurance kicks in. After you’ve met your deductible, you’ll usually pay a percentage of the cost, which is called coinsurance. Staying in network will mean you usually pay lower out of pocket costs than if you choose to go out of network.
High-deductible health plans offer lower monthly premiums than our other PPO plans, but have a higher deductible. These plans qualify you for the option of opening a tax-advantaged HSA account to help save and pay for qualified medical expenses. Money added to an HSA is yours to keep and there is no use it or lose it penalty.
From routine checkups to emergencies and everything in between, we give you convenient access to a quality network of healthcare providers.Learn more
Visit any participating acupuncturist in the American Specialty Health Plans of California, Inc. (ASH) provider network without a referral from your PCP.Learn more
You are covered for emergency and urgent care services across the United States and around the world through the BlueCard
Through the BlueCard
Visit any participating chiropractor in the American Specialty Health Plans of California, Inc. (ASH) provider network without a referral from your PCP.Learn more
An HSA offers a useful way for you to save for medical expenses.Learn more
Protecting your financial well-being is as important as protecting your health. This is why we offer identity protection services. These include credit monitoring, identity repair assistance and identity theft insurance. To sign up, visit experianidworks.com/blueshieldca. Use code BCBSCALI22 when setting up your account. Or call (866) 274-3891, Monday to Friday from 8 a.m. to 8 p.m. and Saturday and Sunday from 8 a.m. to 5 p.m.Learn more
Experienced professionals are ready to help you with personal, family, and work issues at any time. Learn more by logging in to blueshieldca.com. For more information, call LifeReferrals 24/7 toll-free, anytime, at (800) 985-2405. Or, visit lifereferrals.com and enter the access code: bsc.Learn more
You have access to virtual, inpatient and outpatient care for issues such as depression, alcohol/substance use disorder and mental illness. Find network providers now.Learn more
View your ID card, search for doctors, track your claim information, understand your benefits and more.Learn more
Get help managing stress, sleeping better, and more with this digital mental health treatment tool.Learn more
Registered nurses are available to answer your health questions at any time, every day.Learn more
Take charge of your health. Find out what screenings, services, and immunizations are recommended for you and your family.Learn more
Avoid a trip to the doctor’s office. You can get 24/7 access to board-certified doctors, available by video and phone.Learn more
Speak to a licensed doctor or mental health professional online, via a mobile app or phone. You have a $0 copay per consult.Learn more
Get help saving money and living healthier with a wide range of discount programs* including fitness club memberships; acupuncture, chiropractic services and massage therapy; eye exams, frames and contact lenses; and LASIK surgeryLearn more
This program offers in-person programs and online programs to to help you achieve your well-being goals.Learn more
Receive up to a 90-day supply of covered maintenance drugs, delivered directly to you with no charge for shipping.Learn more
We make it easy for you to transition to your new pharmacy benefits when you become a Blue Shield member.Learn more